Dental Insurance - Allen, TX
Helping You Save Money on Dental Costs
When you have dental insurance, either through the private marketplace or through your employer, you can generally save on your overall dental care costs. It’s one of the best ways to pay for your preventive treatments, including your exams, cleanings, and X-rays. Not only that, but you reduce your need for more complex and expensive forms of care, including restorative and emergency dentistry. When you use your insurance, keep the following points in mind below.
Understanding How Dental Insurance Works
Dental insurance is meant to be used on a regular basis, which is a big contrast from what you might already know about medical insurance. While basic medical insurance plans are usually used when a serious illness or injury occurs, dental insurance is meant to be used every six months, especially for exams and cleanings. Our team members are experts at breaking down coverage, so you won’t have to worry about making the most out of your benefits.
What Your Dental Insurance Plan Covers
While every dental plan is going to be different in some way, most dental plans cover specific types of coverage in similar ways as well. For example, you can find the majority of dental plans will cover care at the following percentages:
- Preventive Dentistry – Covers exams, cleanings, and X-rays. Usually covered at or close to 100 percent.
- Minor Restorative Dentistry – Typically covers tooth-colored fillings and root canal therapy. Often covers between 70 and 80 percent of costs.
- Major Restorative Dentistry – Often covers crowns, bridges and dentures. Usually covered up to 50 percent.
Our In-Network PPO Dental Insurance Providers
By being in-network, it means that we have agreed to prices based on a contract provided by an insurance company. However, being out-of-network does not necessarily mean you can’t save on care or receive affordable care. We are currently in-network with multiple major PPO insurance plans and we encourage you to give our dental office a call for more details. We’ll gladly file claims on your behalf and do everything we can to maximize your coverage.
- Aetna
- Delta Dental
- Dental Select
- Cigna
- Metlife PDP Plus
- Blue Cross Blue Shield of TX
- Blue Cross Blue Shield of TX
- Anthem Blue Cross Blue Shield
- Careington PPO
- GEHA
- Principal
- Lincoln
- Ameritas
- Sunlife
- Renaissance
- United Concordia
- United Healthcare
- UMR